FPA Group Long-Term Disability Insurance

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FPA Group Long-Term Disability Insurance

Savings
Benefits are paid directly to you, to replace your lost income.
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  • Description
  • Advantage
  • Benefits
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Help protect your single most significant asset, your ability to earn a living!

Your ability to earn a living is the single most valuable asset you have. A disabling injury or illness could keep you from providing the most basic needs for yourself and your loved ones…but it doesn’t have to. You can continue providing financial security for your family in the event of a disability with the FPA Group Long-term Disability insurance program. Your monthly benefits can help replace your lost income and protect your dreams, by helping pay your monthly bills, your mortgage, or continuing contributions to your retirement fund or a child’s college fund. 

FPA Advantage

Provide financial security for your family and help safeguard your dreams for the future in the event of a covered disabling sickness or injury.  


- Benefits are paid directly to you, to replace your lost income. Use however you choose.

- Own occupation definition of disability for the entire benefit period.

- Replace 60% of your income up to a maximum of $20,000 per month



“I currently use your group LTD plan through Ryan Insurance. I was floored when [I explored other options and]... found out how expensive a personal disability policy with a similar benefit would cost me... I am 100% going to renew my membership with FPA. John Ryan and his whole team have been very helpful to me anytime I did have a question over the years in regard to the LTD plan...and are a pleasure to work with. thank you for offering us members such an amazing, exclusive group disability insurance policy. Thank you for offering us members such an amazing, exclusive group disability insurance policy.”

  • Patrick Henry, FPA member

Benefits

Features & Benefits

  • Competitive rates through your FPA association membership.
  • Monthly maximum benefit up to $20,000 per month.
  • Benefits begin after the 90-day benefit Elimination period.
  • Benefits paid directly to you to use as you see fit.
  • Own occupation definition of disability for the entire benefit period.
  • Monthly Benefit 60% of your pre-disability earnings. 70% of pre-disability earnings (after 24 months of LTD claim payments).
  • Maximum Monthly Benefit